Job Posting

Employment:

Full Time

• To assume primary responsibility for developing/ managing/ improving existing and new credit relationships along with enhancing portfolio diversification, continuous follow-up on various ailing borrowers regarding cash recovery/declassification, and maintaining working relationship with internal stakeholders of Branch and Head office (e.g. IFRG, CMG, etc.) to improve business response and turnaround time. • Undertaking KYC/ CDD, AML & CFT checks for both existing & new customers. • To supervise timely preparation of quality credit line proposals by undertaking in depth analysis of: financial & market position, security/collateral, technical capability of the borrower and calculation of risk ratinginter-alia other checksfor evaluating creditworthiness of the Customer, thereby negotiating competitive pricing, collateral and other terms of loans for existing as well as potential clients at the time of establishing / renewing credit relationships.• To be well versed with all lending policies & procedures of the Bank together with regulatory requirements and keep all the team members fully updated ensuring that the credit/ lending functions are managed in line with the Bank’s laid down credit policies & procedures and is in compliance with all regulatory requirements. • To achieve the Key Performance Indicators (KPIs) assigned in terms of asset book building, To coordinate regularly with peers, colleagues, managers at Branch / Head Office for feedback on key business performance and risk indicators. • Implementing and maintaining complete control aspect i.e periodical client visits, call reports, formal credit checking, informal market feedback to monitor the assigned portfolio effectively. • To ensure stringent monitoring of Bank’s exposure to the different industries lending portfolio by regularly evaluating and mitigating the risks associated with portfolio, managing delinquent accounts on a timely basis and ensuring suitable remedial measures are taken to secure payments and the Bank’s interest and keeping the portfolio returns acceptable. • To be able to develop and maintain a database of key economic indicators and relevant industrial numbers used for trend analysis. This should then be used to analyze the obligor’s position in it.• To closely monitor industry trends & economic changes effecting clients’ position & pass on information to the team members at Branch and also to Head office and keep the informed / abreast of such developments. • To ensure close liaison is maintained between Head office, CAD at HO with respect to maintenance of record & documents, allowance/alteration of allowed limits. • To coordinate with internal/external auditors to achieve satisfactory audit rating & ensure implementation of audit recommendations.• Liaising with local lawyers / valuators/ insurance company other professionals to cover legal aspects /Recovery Process / evaluation of collateral securities for performing and non-performing loan accounts.• To be able to translate Arabic documents in English if desired or to ensure that documents in Arabic are true translations. • To ensure timely submission of periodical returns to Head Office.• Act as Member & Secretary of Branch Credit Committee, Riyadh. • Any other responsibility as assigned by the competent authority from time to time

Salary:
SAR
20,000 to 35,000
per month inclusive of fixed allowances.

• Having 5+ years of experience in handling credit proposals of corporate SME clients in KSA with a proven track record of expanding loan portfolio of the bank.• Has an exposure of project financing, trade financing. • Preparing credit proposals and making financial analysis.

National Bank of Pakistan is largest state owned bank operating in Pakistan. It has redefined its role and has moved from a public sector organization into a modern commercial bank. The Bank’s services are available to individuals, corporate entities and government. While it continues to act as trustee of public funds and as the agent to the State Bank of Pakistan (in places where SBP does not have presence).

National Bank of Pakistan has built an extensive branch network with over 1313 branches in Pakistan. It has agency arrangements with more than 3000 correspondent banks worldwide. Its subsidiaries are Taurus Securities Ltd, NBP Exchange Company Ltd, NBP Capital Ltd, NBP Modaraba Management Company Ltd, and CJSC Bank, Almaty, Kazakhstan. It has recently opened a subsidiary in Dushanbe, Tajikistan.

The bank has global presence having 23 overseas branches in 11 countries. The bank also has a representative office in China and Canada. More

Employment:

Full Time

Tax Knowledge Senior Consultant/Assistant Manager – MENA Our globally coordinated tax professionals offer connected services across all tax disciplines to help our clients thrive in an era of rapid change. We combine our exceptional knowledge and experience with the people and technology platforms that make us an ideal partner for all their tax-related needs. In Tax, we equip clients to make better business decisions by bringing insights to the forefront. We help companies understand the tax policies and tax laws of governments around the world to plan and comply accordingly. Our teams leverage transformative technologies to deliver strategy and execution, from tax and regulatory obligations to operations and workforce management, to reduce risk and drive sustainable value. Tax has six sub-service lines which cover a wide range of issues: Business Tax Services, Global Compliance and Reporting, Global Law, Indirect Tax, International Tax and Transaction Services and People Advisory Services. Your key responsibilities – Carry out high-level and collaborative research in MENA on the latest tax and regulatory developments – Search for and retrieve information on MENA tax and regulatory developments from public sources and databases – Use initiative thinking, logic and creativity to analyze and interpret research data and draw conclusions on the outcome – Fact-check and present relevant information, facts and figures – Provide accurate, timely and reliable translations of technical material in both Arabic and English, ensuring all translated text conveys original meaning and tone – Write and edit briefing notes – Manage, maintain and protect electronic databases – Such other tasks as directed Skills and attributes for success If you are an excellent communicator and detail-oriented professional, with strong analytical and problem solving skills, who is comfortable working across borders with a wide network of people, you will be perfect for the role.

To qualify for the role you must have – A bachelor’s degree with strong academic credentials in accounting, business, finance, law, taxation or any related essential fields. Having a legal background is an advantage. – Preferably an MBA, Masters, LLM or another related advanced degree and/or professional qualifications e.g. CA, CPA, ACCA, CTA, ADIT or equivalent qualification. – A strong knowledge of Tax and minimum 3 years of relevant experience, ideally within a large professional services company or similar environment. – Strong command of spoken and written Arabic Ideally, you also have – Experience of dealing with multinational clients and working in a multi-cultural environment. – Excellent analytical and organizational skills. – Effective time management skills with ability to work under pressure and adhere to project deadlines. – Ability to multitask and work efficiently in a fast-paced environment. What we look for Highly motivated individuals with excellent research, analytical, organizational and time management skills and the ability to prioritize shifting workloads in a rapidly changing industry. An effective communicator, you will be a confident team player that collaborates with people from various teams while looking to develop your career in a dynamic organization. What we offer We offer a competitive compensation package where you will be rewarded based on performance and recognized for the value you bring to our business. Plus, we offer: – Continuous learning: You will develop the mindset and skills to navigate whatever comes next. – Success as defined by you: We will provide the tools and flexibility, so you can make a meaningful impact, your way. – Transformative leadership: We will give you the insights, coaching and confidence to be the leader the world needs. – Diverse and inclusive culture: You will be embraced for who you are and empowered to use your voice to help others find theirs. If you can demonstrate that you meet the criteria above, please contact us as soon as possible. The exceptional EY experience. It’s yours to build. EY | Building a better working world EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.

EY is a global leader in assurance, tax, transaction and advisory services. The insights and quality services we deliver help build trust and confidence in the capital markets and in economies the world over. We develop outstanding leaders who team to deliver on our promises to all of our stakeholders. In so doing, we play a critical role in building a better working world for our people, for our clients and for our communities.

EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients. Information about how EY collects and uses personal data and a description of the rights individuals have under data protection legislation are available on our site.

The MENA practice of EY has been operating in the region since 1923. For over 95 years, we have grown to over 7,500 people united across 21 offices and 16 countries, sharing the same values and an unwavering commitment to quality. As an organization, we continue to develop outstanding leaders who deliver exceptional services to our clients and who contribute to our communities. We are proud of our accomplishments over the years, reaffirming our position as the largest and most established professional services organization in the region More

Employment:

Full Time

Consulting – Senior Consultant – Financial Services (Dubai) – UAE NationalLine of ServiceAdvisoryIndustry/SectorNot ApplicableSpecialismAdvisory – OtherManagement LevelSenior AssociateJob Description & SummaryA career within Finance Consulting services, will provide the opportunity to work alongside CEOs, CFOs, controllers and treasurers to optimise the structure of their finance functions and improve their contribution to the business. We support our clients by addressing the challenges of achieving appropriate standards of control, efficient back office opportunities and support to the business through insight and challenge.PwC Middle East OverviewEstablished in the region for over 40 years, PwC Middle East employs over 6,000 people across 12 countries: Bahrain, Egypt, Iraq, Jordan, Kuwait, Lebanon, Libya, Oman, Qatar, Saudi Arabia, Palestine, and the United Arab Emirates. Complementing our depth of industry expertise and breadth of skills is our sound knowledge of local business environments across the Middle East region. Our tailored solutions help our clients meet the challenges and opportunities of doing business in the Middle East market, and beyond.Business Unit OverviewThe Financial Services Consulting team provides a full range of services to our Banking & Financial Services clients, including Strategy and Revenue Growth (Entry strategy, Product portfolio analysis, Business plan development and Optimization of revenue generation), Operational Excellence (Organization restructuring, Corporate governance development, Organisation Transformation, Performance Management, Outsourcing & Shared Services strategies and Cost optimization), Risk consulting (Risk appetite definition, Risk framework development, Risk reviews, and alignment), Technology enablement (System selections, Implementation program management) and Analytics.We are a growing team and looking for dynamic, flexible, proactive, and hardworking experienced consultants who have a passion for shaping financial services positively in the GCC over the coming years. We have a strong pipeline of large, transformational opportunities with our clients which will provide great opportunities for all our people to step up and play significant and rewarding roles.Responsibilities:- Build and enhance team capabilities by always being up to date with trends in the market and understanding the impact on our clients so that you can help shape their thinking and our success in the market.- Work with colleagues in all Middle Eastern offices on client work and internal initiatives as well as with international teams where appropriate.- Keep up to date with current trends from the region and from across the world. Demonstrate teamwork and responsibility with the engagement team members; stay abreast of current business and economic developments relevant to the client’s business and use current technology and tools to enhance the effectiveness of services provided.- Knowledgeable in Digital banking, international branch set up.- Experienced in Digital channel sales, sales optimization, and revenue expansion within the banking sector.- Understanding of banking products, consumer banking, corporate banking, treasury, and private banking.- Working on Strategy and innovation – Strategy definition, market/competitor scanning, targets definition, new product launches, fintech partnerships, open banking.- Transformation and PMO – Program development and execution, portfolio management, annual planning, budget allocation, and approval.

Requirements:- Willingness to be based in Amman, Jordan.- Education: Bachelor’s degree in Finance, Business, and Economics, Technology, or other related major required.- Years of Experience: 1 – 5 years of experience in the Financial Services field. In-depth previous experience with Digital and Fintech.- Previous experience within the Middle East is a plus, particularly towards the latter part of the career.- Excellent organizational skills, and able to cope well under pressure and meet tight deadlines.- Proven IT skills in Excel, Word, and PowerPoint.- Language Skills: Excellent English and Arabic communication skills (verbal and written), particularly ability to articulate concepts and recommendations in written form (PowerPoint reports, charts, etc.).- The ability and willingness to travel within the Middle East and worldwide where the project dictates.- Strong ability to manage large project/ consulting teams (10+).- In-depth financial sector acumen and the underlying market forces affecting organizations’ performance and strategic objectives.- Proven strong conceptualized thinking and analytical capabilities.- Should have gained previous experience in managing staff and the ability to demonstrate leadership skills.Travel RequirementsUp to 60%Available for Work Visa Sponsorship?YesGovernment Clearance Required?No

At PwC Middle East, we’ve set out an ambitious purpose and strive to live it everyday: to solve important problems and build trust in society.

We’re a community of solvers that come together in unexpected ways to build trust and create sustained outcomes. We solve important problems, support one another as we grow, develop and build fulfilling careers.

PwC provides industry-focused services for public and private clients across Assurance and Audit, Deals, Consulting, Tax and Legal. We draw on our development legacy that brings together the collective experience of over 7,000 people in our region with offices across 12 countries to solve for tomorrow.

We’re striving to consistently deliver innovative work that builds trust and delivers sustained outcomes. And we’re proud of the strength that comes from all our different backgrounds and experiences and we value everyone’s uniqueness. We thrive in uncertainty, operate with integrity and leverage the diverse perspectives of our teams.

If you’re looking for a place that fuels your ambition to make a difference, that matches your curiosity with continuous learning opportunities and reimagines ways of working to enable you to lead a more balanced life, then you’re a future PwCer. More

Employment:

Full Time

Senior Consultant, Cyber Threat and Investigations, Riyadh, Saudi NationalSuccessful organizations depend on their reputation for keeping promises, respecting laws and behaving ethically to maintain stakeholder trust. EY Forensic & Integrity Services professionals help organizations protect and restore enterprise and financial reputation. We assist companies and their legal counsel to investigate facts, resolve disputes and manage regulatory challenges. We put integrity at the heart of compliance programs to help better manage ethical and reputational risks. Embracing integrity means doing what you say you will do, with unerring commitment. This can make it easier to attract and retain talented people and harness their skills to grow your business. A foundation built on integrity is critical because today’s talent values purpose-driven organizations. It can also help you develop stronger partnerships with suppliers and work more effectively with employees, investors, regulators and influencers. Our integrated approach ranges from enhancements in areas of perceived weakness or issues – including governance, controls, culture and data insights – to full organizational design and structural implementation. The opportunity A position has arisen for a Cyber Threat Investigation and Data Privacy consultant to join the business, supporting the MENA technology team with cyber compromise assessments, other forensic projects, and data privacy projects. This is an ideal opportunity to develop you career in the consulting space, to work on a diverse portfolio of projects, gaining exposure to a fast – paced market with evolving challenges and opportunities and to support the development of junior team members. Your key responsibilities In this role you will be required to participate as an individual contributor and team member in two main domains: Cyber security services & Data privacy and personal data protection. You will assist in cyber services, such as cyber threat intelligence, cyber compromise assessment, cyber security incident response activities, threat events investigation, and to deliver high quality reports to the client. Support client teams on remote sites and support the delivery of long-term cyber threat investigation projects, both onsite and remotely. Where necessary, you may also deploy to client sites to undertake cyber related investigations. You will assist in implementing data privacy and personal data protection and security projects, build and design data policy and procedures to comply with different regional data privacy regulations, such as GDPR and NDMO. You will also establish, maintain and strengthen internal and external relationships. You’ll actively contribute to improving operational efficiency on projects and internal initiatives and will consistently drive projects to completion, determining that the work is of high quality and communicating issues to project leaders.

To qualify for the role, you must have – 2 to 5 years of relevant experience in cyber security, incident response, and data privacy – Extensive knowledge in building data privacy controls for structured and unstructured data – An in-depth understanding of computer forensic and cyber security principles including intrusion response and network monitoring – Working knowledge of hardware configuration and network / data communications, software development and scripting, database technology and database exploitation / forensics – Experience in evidence seizure and conducting intelligence analysis – Understanding of attacker indicators of compromise and tactics, techniques, and procedures and organizing them so they can be applied to current and future investigations – Knowledge of Windows, Unix and Mac host-based forensics and command line – Knowledge of different data protection regulations, such as GDPR and NDMO Ideally, you’ll also have – Formal industry cyber threat qualification such as Advanced Threat Detection and Incident Response, GIAC Certified Forensic Analyst and advance Threat Hunting or GIAC Certified Incident Handler (GCIH) – An advanced degree or at least one professional certification, such as EnCE, CCE, CCFP, GCFA, GNFA, GCFE, CFCE, GCIH, GREM, CIPT, CIPM – Track record with a leading consulting firm What we look for We are interested in entrepreneurs who have the confidence to develop and promote a brand-new strategic vision both internally and externally. You will be business savvy with a passion for innovation as well as the motivation to create your own EY journey. What we offerWe offer a competitive compensation package where you’ll be rewarded based on performance and recognized for the value you bring to our business. Plus, we offer: – Continuous learning: You’ll develop the mindset and skills to navigate whatever comes next. – Success as defined by you: We’ll provide the tools and flexibility, so you can make a meaningful impact, your way. – Transformative leadership: We’ll give you the insights, coaching and confidence to be the leader the world needs. – Diverse and inclusive culture: You’ll be embraced for who you are and empowered to use your voice to help others find theirs. If you can demonstrate that you meet the criteria above, please contact us as soon as possible. The exceptional EY experience. It’s yours to build. EY | Building a better working world EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.

EY is a global leader in assurance, tax, transaction and advisory services. The insights and quality services we deliver help build trust and confidence in the capital markets and in economies the world over. We develop outstanding leaders who team to deliver on our promises to all of our stakeholders. In so doing, we play a critical role in building a better working world for our people, for our clients and for our communities.

EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients. Information about how EY collects and uses personal data and a description of the rights individuals have under data protection legislation are available on our site.

The MENA practice of EY has been operating in the region since 1923. For over 95 years, we have grown to over 7,500 people united across 21 offices and 16 countries, sharing the same values and an unwavering commitment to quality. As an organization, we continue to develop outstanding leaders who deliver exceptional services to our clients and who contribute to our communities. We are proud of our accomplishments over the years, reaffirming our position as the largest and most established professional services organization in the region More