Aurelia Butler

Employment:

Full Time

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. The opportunity Seeking a role with purpose? A number of exciting opportunities are now available. These roles directly contribute to assisting our Insurance clients enhance the management of risk. We are looking for Senior Consultants with Insurance experience to be a part of the Financial Services Risk Management (FSRM) team in our Riyadh office. As part of our Insurance Risk team, you’ll focus on client opportunities where your expertise can make a substantial impact. You’ll build valuable relationships across the Insurance industry, gain broad industry experience, and develop strong capabilities, through both formal training and working with senior mentors and talented colleagues. You’ll help build a better working world by assisting our Insurance clients with strategy and implementation support. You’ll work MENA’s leading financial institutions, in high-performing teams alongside risk management professionals, quantitative analysts, technologists, and former regulators. Together, you’ll help clients better assess and enhance the management of risk. Your key responsibilities – Build an understanding of our Insurance solutions and support their development, share knowledge and be able to draw on relevant subject matter resources within EY – Assist our clients with the management of Insurance regulatory requirements and upcoming regulatory reforms – Support our clients manage and resolve complex Insurance risks and issues – Create innovative and proportionate insights for our Insurance clients, adapting methods and practices to fit their business needs – Assist with engagement planning and management on Insurance engagements – Deliver projects to a high level of client satisfaction and within budget

Skills and attributes for success To qualify for the role, you must have – 4+ years’ experience in the Insurance industry, either within a consulting firm or an Insurer or an organization providing Insurance services (such as underwriting, broking and claims) – Ability to work with multiple project types in Strategy transformation, Regulatory Compliance, Risk Management, Internal Audit, etc – Self-motivation, a positive attitude and lots of energy and drive – The ability to build relationships with colleagues across the business, support them and promote a collaborative culture – Excellent communication skills – English and Arabic (written and verbal) Ideally, you’ll also have – Graduate degree in finance, commerce, law, STEM or similar, with post-graduate qualifications or additional study viewed favourably – Functional knowledge of the MENA Insurance regulatory environment – Understanding of working with regulatory bodies – Exposure to underwriting and/ or claims processes or portfolio/ product management – Strong analytical and problem-solving skills, with the ability to present information in a clear and concise manner What we look for Highly motivated individuals with excellent problem-solving skills and the ability to prioritize shifting workloads in a rapidly changing industry. An effective communicator, you’ll be a confident team player that collaborates with people from various teams while looking to develop your career in a dynamic organization What we offer We offer a competitive compensation package where you’ll be rewarded based on performance and recognized for the value you bring to our business. Plus, we offer: – Continuous learning: You’ll develop the mindset and skills to navigate whatever comes next. – Success as defined by you: We’ll provide the tools and flexibility, so you can make a meaningful impact, your way. – Transformative leadership: We’ll give you the insights, coaching and confidence to be the leader the world needs. – Diverse and inclusive culture: You’ll be embraced for who you are and empowered to use your voice to help others find theirs. If you can demonstrate that you meet the criteria above, please contact us as soon as possible. The exceptional EY experience. It’s yours to build. EY | Building a better working world EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.

EY is a global leader in assurance, tax, transaction and advisory services. The insights and quality services we deliver help build trust and confidence in the capital markets and in economies the world over. We develop outstanding leaders who team to deliver on our promises to all of our stakeholders. In so doing, we play a critical role in building a better working world for our people, for our clients and for our communities.

EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients. Information about how EY collects and uses personal data and a description of the rights individuals have under data protection legislation are available on our site.

The MENA practice of EY has been operating in the region since 1923. For over 95 years, we have grown to over 7,500 people united across 21 offices and 16 countries, sharing the same values and an unwavering commitment to quality. As an organization, we continue to develop outstanding leaders who deliver exceptional services to our clients and who contribute to our communities. We are proud of our accomplishments over the years, reaffirming our position as the largest and most established professional services organization in the region More

Employment:

Full Time

Are you building your tomorrow, today? If that sounds like you, think about pursuing a career with our Transaction Strategy and Execution (TSE) team. We have a market-leading proposition to create and maximize value for our clients, whether they are acquiring or divesting assets, or undertaking operational restructuring. The opportunity Our team is looking for high caliber individuals to join us at the Manager level. We work on the most complex and high-profile global transactions across a broad portfolio of clients and industry sectors. Our team is made up of experienced industry professionals with a background in operations who are serial transaction advisers, which enables us to bring a wealth of deep sector and functional knowledge to our clients. As a team, we prepare and execute separation and integration plans, identify ideas and sources of value enhancement through synergy assessment, as well as advise on risk mitigation and the successful change of operations, functions and people. Your key responsibilities As a Manager in the TSE practice, you will spend your time working on executing operational focused projects across various sectors and supporting our client service team in developing and executing strategies for transactions. Part of your role will also involve developing experience across a range of different type of engagements, including pre-deal (e.g. operational and carve-out planning) and post-deal (e.g. integration planning, and tracking). Having a commercial mind-set is key to this consulting focused role. Skills and attributes for success As a TSE professional, you should be able to: – Manage TSE project teams in delivering high quality work to clients. – Collaborate with colleagues from across the Strategy and Transactions (SaT) sub service lines as required. – Have the business and commercial drive to work in a fast-paced, exciting environment to drive value for our clients. – Assist in engaging pursuits and pitches, including presentations and client meetings. – Contribute to our practice development initiatives, supporting the continued focus on our team and firm as a great place to work. – Learn and develop your technical and personal skills to support the achievement of your project and career goals, through a blend of structured learning, coaching and experiences. – Build strong working relationships with clients, including the ability to influence, advise and support key decision makers.

To qualify for the role you must have – A bachelor’s degree in Business, Accounting, Finance, Engineering, or Information Technology and a minimum of 5 years of relevant work experience; or a post-graduate degree and a minimum of 4 years of relevant work experience. – Excellent analytical skills and the confidence to translate complex data into meaningful insights. – Experience in business integrations, divestitures, and/or carve-outs with a demonstrated aptitude for quantitative and qualitative analysis. – Experience leading and managing teams in complex business environments. – The ability to make detailed assessments of technology operations or manufacturing infrastructure. – The ability to synthesize approaches to complex integration/divestiture conflicts. – The ability to prioritize effectively on projects and the skills to adapt quickly to new challenges and concepts. – Excellent negotiation and influencing skills, and the ability to develop long-lasting relationships both internally and externally. – Must be willing and able to travel up to 80% on short notice Ideally, you’ll also have – A proven record of excellence in a mergers or acquisitions transactions role. – Experience gained within another large professional services organization. – Established networking skills in a relevant industry. – MBA from a reputable business school/university. What we look for We are interested in talented professionals with the ability to visualize our clients’ goals and think creatively to facilitate them – often in politically charged environments. If you have an entrepreneurial spirit, and a genuine passion for taking on new challenges, this role is for you. What we offer We offer a competitive compensation package where you’ll be rewarded based on performance and recognized for the value you bring to our business. Plus, we offer: – Continuous learning: You’ll develop the mindset and skills to navigate whatever comes next. – Success as defined by you: We’ll provide the tools and flexibility, so you can make a meaningful impact, your way. – Transformative leadership: We’ll give you the insights, coaching and confidence to be the leader the world needs. – Diverse and inclusive culture: You’ll be embraced for who you are and empowered to use your voice to help others find theirs. If you can demonstrate that you meet the criteria above, please contact us as soon as possible. The exceptional EY experience. It’s yours to build. EY | Building a better working world EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today

EY is a global leader in assurance, tax, transaction and advisory services. The insights and quality services we deliver help build trust and confidence in the capital markets and in economies the world over. We develop outstanding leaders who team to deliver on our promises to all of our stakeholders. In so doing, we play a critical role in building a better working world for our people, for our clients and for our communities.

EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients. Information about how EY collects and uses personal data and a description of the rights individuals have under data protection legislation are available on our site.

The MENA practice of EY has been operating in the region since 1923. For over 95 years, we have grown to over 7,500 people united across 21 offices and 16 countries, sharing the same values and an unwavering commitment to quality. As an organization, we continue to develop outstanding leaders who deliver exceptional services to our clients and who contribute to our communities. We are proud of our accomplishments over the years, reaffirming our position as the largest and most established professional services organization in the region More

Employment:

Full Time

Our BTA business operates as a team of highly experienced tax professionals who focus on delivering efficient and effective advice to companies in the region. Our goal is to improve quality, manage risk, create efficiency and drive value. Our market leading approach combines standard and efficient processes, highly effective tools and an extensive network of local tax and accounting professionals. Our clients benefit from an integrated, consistent, and flexible quality service to address direct and indirect tax compliance and advisory, statutory accounting and financial reporting, and tax accounting. The opportunity As part of our regional services team you will assist in looking after service delivery, coordination, issue resolution, and contract management of projects where you will be expected to draft tax advisory memos and reports to address client concerns. Your key responsibilities The focus will be on assisting the team in business advisory related service delivery. You will prepare tax research memos and tax advisory reports. Assist with local State tax return preparation and therefore understand tax adjustments and tax provisioning work. Attend meetings with the local Tax Authority on client related tax matters. Build strong internal relationships and across other services. Establish, maintain and strengthen internal and external relationships with clients to help ensure that the services delivered to clients by our offices are of the highest standards and are done on a timely basis. You will be responsible for the day-to-day supervision of client engagements, monitor progress and deliverables, put in place the necessary standardized processes, anticipate and identify risks, escalate issues as appropriate and drive performance-improvement solutions. You will support the team in marketing and business development initiatives to grow our BTA client base in the region and help to create positive culture, coach and counsel junior team members to help them develop professionally and personally. Skills and attributes for success If you are an energetic and motivated professional with strong analytical and problem- solving skills, you will get the experience to develop within the Tax practice and be exposed to major clients and projects throughout the Middle East. Understand concepts of taxation (primarily for inbound activity) and be able to interpret tax law. You will have some exposure to international tax concepts (and understanding thereof) – Double Tax Treaties, BEP’s/ Transfer Pricing, PE’

To qualify for the role you must have – A degree in a relevant field (Accountancy/ Commerce/ Law) – 2-3 years of relevant big-4 experience with focus and knowledge of tax advisory services Ideally, you’ll also have – Excellent analytical, supervisory skills – Tax professional qualification (CTA, ADIT) What we look for We’re interested in versatile people with the ability to take on new responsibilities and listen to clients to get things done. We’re not just looking for technical knowledge experience – we’re after genuinely interesting people with the ability to build relationships, negotiate and think in unique and creative new ways. We need individuals that could move into managerial roles in the short term. If you’re a confident individual with an ability to operate individually and/or within a team environment and have the ability to solve complex issues, this role may be for you. What working at EY offers EY offers a competitive remuneration package where you’ll be rewarded for your individual and team performance. We are committed to being an inclusive employer and are happy to consider flexible working arrangements. Plus, we offer: – Support and coaching – Opportunities to develop new skills and progress your career – The freedom and flexibility to handle your role in a way that’s right for you About EY As a global leader in assurance, tax, strategy, transaction and consulting services, we’re using the finance products, expertise and systems we’ve developed to build a better working world. That starts with a culture that believes in giving you the training, opportunities and creative freedom to make things better. Whenever you join, however long you stay, the exceptional EY experience lasts a lifetime. And with a commitment to hiring and developing the most passionate people, we’ll make our ambition to be the best employer by 2020 a reality. If you can confidently demonstrate that you meet the criteria above, please contact us as soon as possible. Build your legacy with us. Apply Now.

EY is a global leader in assurance, tax, transaction and advisory services. The insights and quality services we deliver help build trust and confidence in the capital markets and in economies the world over. We develop outstanding leaders who team to deliver on our promises to all of our stakeholders. In so doing, we play a critical role in building a better working world for our people, for our clients and for our communities.

EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients. Information about how EY collects and uses personal data and a description of the rights individuals have under data protection legislation are available on our site.

The MENA practice of EY has been operating in the region since 1923. For over 95 years, we have grown to over 7,500 people united across 21 offices and 16 countries, sharing the same values and an unwavering commitment to quality. As an organization, we continue to develop outstanding leaders who deliver exceptional services to our clients and who contribute to our communities. We are proud of our accomplishments over the years, reaffirming our position as the largest and most established professional services organization in the region More

Employment:

Full Time

Sr PM, Ops Integration, MENA Ops Strategic ProjectsDESCRIPTIONJob summaryAmazon is looking for a motivated individual for the profile of Sr Program Manager for its MENA operations team to drive Automation & Sustainability Innovation projects. This role is a field based role and the candidate should enjoy getting their hands dirty, working on the floor for experimenting and implementation.· Define, design, launch and manage new Fulfilment & Transportation related Automation and Sustainability programs in MENA.· Work with global and regional key stake holders across various functions to define and launch a product/program.· Manage technical and operations integration with amazon systems across retail, merchant, transportation operations and finance technologies and setup end-to-end operational, accounting, and financial, taxation requirements, and performance measurement and customer satisfaction related processes.· Launch and expand the product/program as per Amazon’s requirements while being responsible for all customer and merchant satisfaction, performance, compliance, accounting and financial related metrics.· Evaluate launch outcomes and reintegrate learning into the organizational plan· This role calls for an individual who can own all aspects of how fulfilment & transportation impacts customer experience, shipper experience and operator experience with passion in Automation & Sustainability Innovation, manage performance and measure, determine, then drive, any initiatives necessary to improve it. It requires an individual to showcase judgment and decision making skills to balance customer experience with financial impact. · This position offers a broad exposure to various business, financial, and technical teams within Amazon.· The successful candidate will be a person who enjoys and excels at dealing with ambiguity programs with little information. · He / She will have excellent written and verbal communication skills, Operations acumen, the ability to create and sustain urgency, and a proven ability to lead large cross-functional projects including communication across all levels and teams in the organization: senior leaders, technical teams, finance, fulfillment, and business leaders.

BASIC QUALIFICATIONS· 6-10 years of relevant experience in Engineering , operations, or technology innovation domain. Consultancy background is a plus.· Bachelor’s degree· High attention to detail and proven ability to manage multiple, competing priorities simultaneously· Comfortable analyzing data and making decisions based on this· Excellent communication skills, both written and verbal· Experience using excel and program management toolsPREFERRED QUALIFICATIONS· MBA or Master’s Degree in Industrial Engineering, Operations Management or related field· Green/Black Belt Certification preferred· Experience using SQL and Tableau

Amazon.ae, formerly Souq.com, is an English-Arabic language e-commerce platform, owned by Amazon, Inc. It is the largest e-commerce platform in the Arab world. On March 28, 2017, Amazon.com Inc. confirmed it would be acquiring Souq.com for $580 million. On May 1, 2019, Souq.com became known as Amazon.ae. More

Employment:

Full Time

Who we are We are a leading partner for luxury across the Middle East. With more than 600 stores, 300 brands and over 65 years of experience in the region, we have become a major player in the beauty, fashion and gift sectors, by offering service excellence to our partners and delighting all our customers. We are moving fast from a traditional distributor and retailer for luxury in the Middle East, to a hybrid retailer bringing luxury experiences to the fingertips of customers everywhere. To fuel the next stage of our growth we are looking to build a world class team. From physical retail through to supply chain and customer loyalty, we aim to use technology and data to continuously improve every aspect of our operations. We are looking for top talent to join us on this journey of exploring new horizons together. What you will be doing • Develop, test and implement intuitive bots that meets and exceeds the requirements of the group• Design & development of highly scalable OCR templates• Working closely with the transformation lead to identify and discuss timelines, deliverables, dependencies and risks• Consistently produces quality work with minimal guidance• Assist in deployment/orchestration of RPA bots• Support and troubleshoot issues that arise in day to day running of RPA processes• Create technical documentation for reference and reporting

What you’ll need to succeed • A Bachelor’s degree in computer science or related is required.• 3+ years of experience in robotic process automation (RPA) solutionsExpert in• RPA (1 or more): UiPath (preferred), Automation Anywhere, Blue Prism• OCR (1 or more): ABBYY FlexiCapture (preferred), Kofax, OpenText, Google Cloud VisionExperience with:• Modelling and developing out robotic processes• Multiple OCR engines• Programming languages (1 or more): Python, Java, C#• Unit testing and debugging tools• GitWhat we can offer you With us, you will turn your aspirations into reality. We will help shape your journey through enriching experiences, learning and development opportunities and exposure to different assignments within your role or through internal mobility. Our Group offers diverse career paths for those who are extraordinary, every day. We recognise the value that you bring, and we strive to provide a competitive benefits package which includes health care, child education contribution, remote and flexible working policies as well as exclusive employee discounts.

The Chalhoub Group is the leading partner for luxury across the Middle East since 1955. As an expert in retail, distribution and marketing services based in Dubai, the group has become a major player in the fashion, beauty and gift sectors regionally.

By blending its Middle East expertise and intimate knowledge of luxury, Chalhoub Group is building brands in the region, by offering service excellence to all its partners and a unique experience to its customers through its passionate teams.

With a growing workforce of more than 9,000 people, implemented in 14 countries, as well as the operating of over 470 retail outlets, the group’s success is attributed to its most valued asset of highly skilled and dedicated teams. Professionalism and passion are what fuel the Chalhoub Group’s competitive edge in today’s market.

By being committed to implementing sustainable practices into their business, the Chalhoub Group has been awarded in 2013 the CSR Label from the Dubai Chamber of Commerce. More

Employment:

Full Time

Introduction Over the past 100 years, IBMers all over the globe have helped make the world work better and smarter. In this new era of Cognitive Business, IBM is helping to reshape industries by bringing together our expertise in Cloud, Analytics, Security, Mobile, and the Internet of Things: Changing how we create, collaborate, analyze and engage. From transforming healthcare to improving the retail shopping experience – it’s what IBMers do. In Africa, we’ve been changing the way the continent does business for more than 50 years, and as our company continues to grow, we’re looking for talented professionals to join us in this new era.At IBM, you will use the latest software development tools, cutting-edge technologies, techniques using agile delivery approaches while working with leading minds in the industry to build solutions you can be proud of.Join us and be part of a diverse and global team of thinkers and doers, and make an impact.Your Role and Responsibilities Cloud Application Developers at IBM are working on designing, building, testing, and supporting industry-leading solutions in important sectors of the economy (Banking, Healthcare, Government, etc.) that make the world run today. Your work will be critical to the success of IBM and our clients worldwide. As a cloud application developer, you will be responsible for developing cloud native apps, contributing to / following application architectural designs, analyzing and fixing bugs, communicating with the testing teams and in occasions the client, and supporting junior developers and growing the team experience. Job Duties As a member of our Cloud Application Development team, you will be developing cloud solutions for our clients across the globe using cloud native technologies and popular frameworks (Node.js, Spring Boot, Angular, Docker). Required Technical and Professional Expertise – 5+ years of non-internship professional cloud development experience – Strong coding skills in Node.js and other modern frameworks (Spring Boot, Angular, React) – Hand-on experience with different database management systems (Relational DB/NoSQL) – Demonstrated deep hands-on experience in Application development – Excellent writing & communication skills – Deep understanding of software engineering principles (SOLID, Cloud-native 12 factors, clean code) – Familiar with microservice based solutions

Preferred Technical and Professional Expertise – Experience with one of the major cloud platforms (AWS, Azure, IBM Cloud, GCP, Openshift). – Experience coding with Python. – Experience with unit testing. – Experience with CI/CD pipelines. – Hands-on knowledge of Docker / Kubernetes. – Experience with architectural design (design patterns, reliability and scaling) of new and current cloud loads. – Knowledge of professional software engineering practices & best practices for the full software development life cycle, including coding standards, code reviews, source control management, build processes, testing activities.

For more than six decades, IBM Middle East & Pakistan has played a vital role in shaping the information technology landscape of the region. Today, IBM is part of the region’s technological fabric, solving real-world business and societal challenges, through its offices in UAE, Saudi Arabia, Qatar, Kuwait and Pakistan, and also a diversity of centers across the region.

Within the region, IBM currently has groundbreaking initiatives in cloud computing, analytics, mobile, security, as well as nanotechnology, eGovernment, healthcare and many more, collaborating with leading educational institutes and governments. IBM supports hundreds of clients to drive transformation through technology, contributes to regional research & development programs and has an active Corporate Service Corps (CSC) program.

Reinvention is a keyword in the company’s history and, today, IBM is much more than a “hardware, software, services” company. IBM is now emerging as a cognitive solutions and cloud platform company. More

Employment:

Full Time

We are looking for Machine Learning /Artificial Intelligence Business Enterprise Consultant in Dubai.- Collaborating with development teams and departments, as well as incorporating user feedback – Able to provide Guidance on Business Enterprise. – Able to provide Training for Business Enterprise on AI and machine Learning – Expertise in Artificial Intelligence and Machine Learning – Managing support teams and evaluating performance metrics.

– Ensuring that products and services are delivered on time and within budget. – Managing software and hardware installations and upgrades. – Maintaining computer network infrastructure and ensuring network security. – Plan, facilitate, and conduct requirements elicitation sessions, meetings, and presentations. – Lead review sessions for completed business/functional requirements with key business users focused on gaining consensus and final business approval. – Arabic Speaking

Najma Human Resources and Training Consultancy, is committed to professional service in Human Resource and Training.

Najma, has been operating successfully since 1997 and has been offering consultancy service to a number of reputed organizations in the Middle East, Eastern Europe and Africa. More

Employment:

Full Time

Roles Summary: Perform all Packet network Operation and maintenance activities , which includes the following nodes: SGSN, GGSN, Radius ,DNS servers, VMware, HPE Duties & Responsibilities: – Performing Packet core network operation and maintenance activities. – Performing routine backups. – Performing all planned and unplanned activities. – Maintaining the KPI’s as agreed with the vendors. – Performing all the required acceptance tests. – Implementing signaling network according to the design. – Implementing and maintaining proper routing according to the plans. – Preparing Data fill and implementing PS nodes. – Implementing of global title translation. – Performing Integration of PS with Core, VAS, IN and billing. – Activation and deactivation of PS software features. – Coordinating with the FO for all O&M activities. – Reporting all O&M activities to the PS Team Leader. – Configuring PS core for data roaming and troubleshooting problems with roaming partners – Implementing of any modifications on the plan as a required from planning. – Performing maintenance and preventive maintenance activities. – Performing the daily, weekly, and monthly routine health check. – Do what is required according to the performance report. – Providing support for billing and customer care departments. – Insuring the quality of work delivered. – Coordinating with other departments as needed. – Securing GSN nodes from all associated risks.

Work Experience & Qualifications:- Good understanding of GSM abbreviations. – Good knowledge in UNIX based systems. – CCNA certification is a plus. – VMWarecloud services certification is a plus. – Knowledge of Radius and DNS services is a plus. – Flexibility, doesn’t mind being 24/7/365 on call. – Creative and flexible approach to project based activity. – Good Communication skills. – Organization commitment. – Highly motivated team player. – Ability to work under pressure. – Bachelor degree Telecom EngineeringComputer Engineering or equivalent. – Proficiency in Arabic and English (oral and written). – Computer Literacy knowledge (Microsoft). Note: you will be required to attach the following: – Resume / cv- Professional Personal Photo

We are a leading international communications company delivering mobile, fixed, broadband internet, and corporate managed services tailored to the needs of consumers and businesses across markets in the Middle East, North Africa and Southeast Asia. As a community-focused company, we are guided by our vision of enriching peoples lives and our belief that we can stimulate human growth by leveraging communications to help people achieve their full potential.

Formerly known as Qtel Group, we have a customer base of 92.9 million and reported revenues of USD 9.3 billion in 2012. More